Frequently Asked
Questions

Everything you need to know about loans, our process, and how SVR Loans helps you.

What is SVR Loans and how does it work?+

SVR Loans is a certified loan advisory firm based in Yelahanka, Bengaluru. We act as a bridge between loan seekers and banks. You submit your inquiry, our advisors understand your needs, we send your application to the most suitable banks, and once approved — the loan amount is directly disbursed to your account.

Is SVR Loans service free for customers?+

Our initial consultation and loan advisory service is completely free for customers. We earn a commission from the bank after your loan is successfully disbursed. There are no hidden charges from our side.

Which types of loans does SVR Loans offer?+

We offer Personal Loan, Home Loan, Loan Against Property (LAP), Site Loan, Auto Loan, Used Car Loan, and Business Loan. For each loan type we compare offers from multiple banks to get you the best deal.

How long does it take to get a loan approved?+

Approval time depends on the loan type and bank. Personal loans can be approved in 2-5 working days. Home loans and business loans typically take 7-15 working days. We work to ensure the fastest possible processing for every client.

What documents are required to apply for a loan?+

Basic documents include: Aadhaar Card, PAN Card, last 3-6 months bank statements, salary slips or ITR (for self-employed), and property documents (for secured loans). Our advisors will guide you on exact requirements based on your loan type.

Which banks does SVR Loans work with?+

We work with 15+ leading banks and NBFCs including SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, Bank of Baroda, Punjab National Bank, and several private and co-operative banks. We match you with the bank that offers the best terms for your profile.

What is the minimum credit score required?+

Most banks prefer a CIBIL score of 700 and above for unsecured loans. However, we work with multiple lenders and can often find solutions even for applicants with lower scores. Our advisors will assess your profile and guide you to the most suitable option.

Is my personal information safe with SVR Loans?+

Absolutely. We take data privacy very seriously. Your personal and financial information is shared only with the banks for loan processing purposes and is never sold or shared with any third parties. Our website uses SSL encryption to protect all data.

Can I apply for a loan if I am self-employed?+

Yes! We help both salaried and self-employed individuals get loans. For self-employed applicants, we typically need ITR for the last 2 years, business proof, and bank statements. Our advisors specialize in finding the best solutions for self-employed clients.

How do I contact SVR Loans for help?+

You can reach us by filling the inquiry form on our website, calling us at 9845768610, or emailing us at info@svrloans.com. We are available Monday to Saturday 9 AM – 7 PM and Sunday 10 AM – 2 PM.

Still Have Questions?

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