/* ============================================
   SVR LOANS — COMMON STYLES
   Shared across all pages
   ============================================ */
@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:wght@400;600;700;900&family=DM+Sans:wght@300;400;500;600&display=swap');

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html,body{overflow-x:hidden;font-family:'DM Sans',sans-serif;color:#2c3e30;background:#fff}

/* BUTTONS */
.btn-primary{display:inline-flex;align-items:center;gap:8px;background:#1a7a4a;color:#fff;padding:14px 28px;border-radius:100px;font-size:15px;font-weight:600;text-decoration:none;transition:all 0.3s ease;border:2px solid #1a7a4a}
.btn-primary:hover{background:#22a05f;border-color:#22a05f;transform:translateY(-2px);box-shadow:0 8px 24px rgba(26,122,74,0.35)}
.btn-outline-green{display:inline-flex;align-items:center;gap:8px;background:transparent;color:#1a7a4a;padding:14px 28px;border-radius:100px;font-size:15px;font-weight:600;text-decoration:none;border:2px solid #1a7a4a;transition:all 0.3s ease}
.btn-outline-green:hover{background:#1a7a4a;color:#fff;transform:translateY(-2px)}
.btn-white{display:inline-flex;align-items:center;gap:8px;background:#fff;color:#1a7a4a;padding:14px 28px;border-radius:100px;font-size:15px;font-weight:600;text-decoration:none;border:2px solid #fff;transition:all 0.3s ease}
.btn-white:hover{background:#e8f5ee;transform:translateY(-2px)}

/* CONTAINER */
.container{max-width:1200px;margin:0 auto;padding:0 24px}

/* SECTION */
.section-tag{display:inline-block;background:#e8f5ee;color:#1a7a4a;font-size:12px;font-weight:700;letter-spacing:2px;text-transform:uppercase;padding:6px 18px;border-radius:100px;margin-bottom:16px}
.section-title{font-family:'Playfair Display',serif;font-size:clamp(28px,4vw,44px);font-weight:700;line-height:1.2;color:#0d1f17}
.section-header{text-align:center;margin-bottom:48px}
.section-desc{font-size:16px;color:#5a7060;line-height:1.7;max-width:560px;margin:0 auto}
.text-green{color:#1a7a4a}

/* SCROLL ANIMATIONS */
.animate-on-scroll{opacity:0;transform:translateY(32px);transition:opacity 0.6s ease,transform 0.6s ease}
.animate-on-scroll.visible{opacity:1;transform:translateY(0)}

/* PAGE HERO */
.page-hero{background:linear-gradient(135deg,#f0faf5 0%,#e8f5ee 60%,#fff 100%);padding:140px 0 72px;text-align:center;border-bottom:1px solid #d4e8db;margin-top:80px}
.page-hero .section-tag{margin-bottom:20px}
.page-hero h1{font-family:'Playfair Display',serif;font-size:clamp(32px,5vw,60px);font-weight:900;color:#0d1f17;margin-bottom:16px;line-height:1.15}
.page-hero p{font-size:18px;color:#5a7060;max-width:560px;margin:0 auto;line-height:1.7}

/* NAVBAR */
.navbar{position:fixed;top:0;left:0;right:0;z-index:9999;background:#ffffff;border-bottom:1px solid #d4e8db;transition:box-shadow 0.35s ease}
.navbar.scrolled{box-shadow:0 4px 24px rgba(26,122,74,0.10)}
.nav-container{max-width:1200px;margin:0 auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;height:80px}
.nav-logo{text-decoration:none;display:flex;align-items:center}
.nav-logo img{height:60px;width:auto;object-fit:contain;display:block}
.nav-links{list-style:none;display:flex;align-items:center;gap:4px;margin:0;padding:0}
.nav-links a{text-decoration:none;color:#2c3e30;font-size:14px;font-weight:500;padding:8px 14px;border-radius:8px;transition:all 0.35s ease}
.nav-links a:hover,.nav-links a.active{color:#1a7a4a;background:#e8f5ee}
.nav-links .nav-cta{background:#1a7a4a !important;color:#fff !important;border-radius:100px !important;padding:10px 22px !important}
.nav-links .nav-cta:hover{background:#22a05f !important;transform:translateY(-1px) !important}
.hamburger{display:none;flex-direction:column;justify-content:center;gap:6px;background:none;border:none;cursor:pointer;padding:10px;z-index:10001;flex-shrink:0}
.hamburger span{display:block;width:28px;height:2.5px;background:#0d1f17;border-radius:3px;transition:all 0.35s ease;transform-origin:center}
.hamburger.open span:nth-child(1){transform:translateY(8.5px) rotate(45deg)}
.hamburger.open span:nth-child(2){opacity:0;transform:scaleX(0)}
.hamburger.open span:nth-child(3){transform:translateY(-8.5px) rotate(-45deg)}
.menu-overlay{display:none;position:fixed;top:0;left:0;right:0;bottom:0;background:rgba(0,0,0,0.5);z-index:9990;opacity:0;transition:opacity 0.35s ease}
.menu-overlay.open{display:block;opacity:1}

/* FOOTER */
.footer{background:#0d1f17;padding:64px 0 0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;padding-bottom:48px}
.footer-brand p{font-size:14px;color:rgba(255,255,255,0.6);line-height:1.7;margin-bottom:24px}
.footer-contact-info{display:flex;flex-direction:column;gap:10px;font-size:14px;color:rgba(255,255,255,0.65)}
.footer-contact-info a{color:#7de8a8;text-decoration:none}
.footer-links h4{font-size:13px;font-weight:700;color:#fff;letter-spacing:1px;text-transform:uppercase;margin-bottom:20px}
.footer-links ul{list-style:none}
.footer-links ul li{margin-bottom:10px;font-size:14px;color:rgba(255,255,255,0.6)}
.footer-links ul li a{color:rgba(255,255,255,0.6);text-decoration:none;transition:color 0.25s ease}
.footer-links ul li a:hover{color:#7de8a8}
.footer-bottom{border-top:1px solid rgba(255,255,255,0.1);padding:20px 0;display:flex;justify-content:space-between;align-items:center;font-size:13px;color:rgba(255,255,255,0.4)}

/* CTA BOX */
.cta-section{padding:60px 0}
.cta-box{background:linear-gradient(135deg,#0d1f17 0%,#1a3d26 100%);border-radius:24px;padding:64px;text-align:center}
.cta-box h2{font-family:'Playfair Display',serif;font-size:36px;font-weight:700;color:#fff;margin-bottom:12px}
.cta-box p{font-size:16px;color:rgba(255,255,255,0.7);margin-bottom:32px}
.cta-actions{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}

/* FORM STYLES */
.inquiry-section{padding:80px 0;background:#f8fcf9}
.inquiry-wrapper{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.inquiry-features{display:flex;flex-direction:column;gap:12px}
.inq-feat{display:flex;align-items:center;gap:12px;font-size:15px;color:#2c3e30;font-weight:500}
.inq-icon{width:24px;height:24px;background:#1a7a4a;color:#fff;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:12px;font-weight:700;flex-shrink:0}
.inquiry-right{background:#fff;border-radius:20px;padding:36px;box-shadow:0 8px 48px rgba(26,122,74,0.10);border:1px solid #d4e8db}
.inquiry-form{display:flex;flex-direction:column;gap:20px}
.form-group{display:flex;flex-direction:column;gap:8px}
.form-group label{font-size:13px;font-weight:600;color:#2c3e30}
.form-group input,.form-group select,.form-group textarea{padding:12px 16px;border:1.5px solid #d4e8db;border-radius:10px;font-size:14px;color:#2c3e30;font-family:'DM Sans',sans-serif;transition:border-color 0.25s ease;background:#fff}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:#1a7a4a;box-shadow:0 0 0 3px rgba(26,122,74,0.10)}
.form-group textarea{resize:vertical;min-height:100px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-submit{display:flex;align-items:center;justify-content:center;gap:10px;background:#1a7a4a;color:#fff;border:none;padding:16px 32px;border-radius:100px;font-size:16px;font-weight:600;cursor:pointer;font-family:'DM Sans',sans-serif;transition:all 0.3s ease}
.form-submit:hover{background:#22a05f;transform:translateY(-2px);box-shadow:0 8px 24px rgba(26,122,74,0.3)}
.form-note{font-size:12px;color:#8aab95;text-align:center}

/* MOBILE */
@media(max-width:768px){
  .nav-container{height:72px;padding:0 16px}
  .nav-logo img{height:54px !important;max-width:210px}
  .hamburger{display:flex !important}
  .nav-links{position:fixed !important;top:0 !important;left:0 !important;right:0 !important;bottom:0 !important;width:100vw !important;height:100vh !important;background:#ffffff !important;flex-direction:column !important;align-items:stretch !important;justify-content:flex-start !important;padding:0 !important;margin:0 !important;gap:0 !important;overflow-y:auto !important;z-index:9995 !important;transform:translateX(-100%) !important;transition:transform 0.38s cubic-bezier(0.4,0,0.2,1) !important;list-style:none !important}
  .nav-links.open{transform:translateX(0) !important}
  .nav-links::before{content:'Navigation';display:block !important;font-family:'Playfair Display',serif;font-size:13px;font-weight:600;color:#5a7060;letter-spacing:2px;text-transform:uppercase;padding:88px 24px 16px 24px;border-bottom:2px solid #e8f5ee;flex-shrink:0}
  .nav-links li{width:100% !important;border-bottom:1px solid #f0f8f4 !important}
  .nav-links li:last-child{border-bottom:none !important}
  .nav-links a{display:flex !important;align-items:center !important;padding:20px 24px !important;font-size:18px !important;font-weight:500 !important;color:#2c3e30 !important;text-decoration:none !important;transition:all 0.2s ease !important;border-radius:0 !important;width:100% !important;background:none !important}
  .nav-links a:hover,.nav-links a.active{color:#1a7a4a !important;background:#f0faf5 !important;padding-left:32px !important}
  .nav-links .nav-cta{background:#1a7a4a !important;color:#fff !important;border-radius:0 !important;text-align:center !important;justify-content:center !important;font-size:17px !important;font-weight:600 !important;padding:22px 24px !important}
  .page-hero{padding:120px 0 60px;margin-top:72px}
  .footer-grid{grid-template-columns:1fr}
  .footer-bottom{flex-direction:column;text-align:center;gap:8px}
  .inquiry-wrapper{grid-template-columns:1fr;gap:40px}
  .form-row{grid-template-columns:1fr}
  .cta-box{padding:40px 24px}
  .cta-actions{flex-direction:column;align-items:stretch}
  .cta-actions a{text-align:center;justify-content:center}
}
@media(max-width:480px){
  .nav-container{height:64px}
  .nav-logo img{height:48px !important;max-width:190px !important}
  .nav-links::before{padding-top:80px !important}
  .page-hero{margin-top:64px;padding:100px 0 48px}
}